Terms Of Use

Use of the Website

The Website and its content are provided for personal, non‑commercial use. You must not use the Website for any unlawful or prohibited purpose, nor engage in conduct that impairs or interferes with its operation or security.

The Company may, at any time and without prior notice, terminate, restrict or suspend your access to all or part of the Website, without liability.

Children or minors may only use the Website and its services with the permission of a parent or guardian

Certain areas of the Website are restricted to registered Members only.

Copyright and Trade Mark Information

All pages and content of the Website, including text, graphics and icons (“Documents”), as well as the Company’s trade name, logo and trademarks, are the property of the Company. All rights are reserved.

You may download and print Documents solely for personal record‑keeping. Any other reproduction, distribution, transmission, modification or public display is strictly prohibited unless authorised in writing by the Company. Hyperlinking to the Website is not permitted without prior written consent.

Amendment of Terms and Conditions
The Company may amend these Terms and Conditions at any time without notice. Continued use of the Website constitutes acceptance of the amended Terms. If you do not agree, please discontinue use of the Website.

Privacy Policy

The Company takes reasonable measures to ensure that information you transmit remains confidential. Please refer to our Privacy Policy for details.

Disclaimers and Liability

The Website content is prepared in line with current practices and available information. While efforts are made to ensure accuracy, the Company accepts no responsibility for errors, omissions or losses arising from use of the Website.


The Company does not guarantee uninterrupted or error‑free access, nor that the Website will be free from viruses or harmful components. The Website is provided “as is” without warranties of any kind, express or implied, including fitness for purpose or compatibility. Use of the Website and submission of personal information is at your own risk.

Content is for general information only and does not constitute professional advice or binding commitments.


You agree to indemnify the Company, its officers and employees against any liability, loss or damage arising from your breach of these Terms or use of the Website.

Third‑Party Websites

Links to third‑party websites are provided for convenience only and do not imply endorsement. The Company is not responsible for the content or data practices of such sites. You access them at your own risk and should review their terms and privacy policies.

Governing Law

These Terms and Conditions are governed by the laws of the Hong Kong Special Administrative Region. You agree to submit to the non‑exclusive jurisdiction of the Hong Kong courts.

Miscellaneous

If any provision of these Terms is found invalid or unenforceable, the remaining provisions shall continue in full force and effect.